Rates & terms
    # Start Free, Scale Infinitely

    No hidden fees. Usage-based overages. Cancel anytime.

  
  
    
      
        
          
          ## Seed

          Live mode from day one. No credit card required.

          $0 month
          
            - Every primitive fully unlocked, live mode

            - 0% platform fee up to $10K/mo processed

            - 1,000 payouts, 100 KYC checks/mo free

            - 1M API calls/mo

            - $10/mo AI task credit

            - Community Discord support

          
          [Get Started Free](https://app.finstack.sh/signup)
        
        
          Most teams choose this
          ## Growth

          Everything in Seed, no upgrade wall — pay only past free quotas.

          Pay-as-you-go usage
          
            - 1.5% + $0.20 beyond $10K/mo volume

            - $0.25/payout, $1.50/KYC check beyond free tier

            - Configurable budget alerts + spend caps

            - 50-70% interchange revenue share

            - Email support

          
          [Start Growth](https://app.finstack.sh/signup)
        
        
          
          ## Scale

          Committed volume, discounted rates, dedicated support.

          $999 month
          
            - Discounted rate: 1.2% + $0.15

            - 70-90% interchange revenue share

            - Dedicated AI cost-cap policies

            - Custom fraud rule authoring

            - Priority support, 99.9% SLA

          
          [Start Scale](https://app.finstack.sh/signup)
        
        
          
          ## Enterprise

          For established fintechs and embedded finance platforms.

          Custom custom
          
            - SSO + dedicated compliance review

            - Custom negotiated revenue share

            - Early access to banking, trading, lending, data

            - Dedicated Slack + CSM

            - Custom SLA

          
          [Talk to Sales](/contact)
        
      
    
  
  
    
      Before you sign## Questions we get asked.

      
        Is there really a free tier with live mode?Yes — Seed includes live-mode access to every primitive with generous free quotas, not a test-mode sandbox.

        How does the AI task primitive get billed?Seed includes a $10/mo credit; Growth and above are billed pass-through plus a small markup, metered per task execution.

        What happens to the interchange revenue share?You keep 50-90% of interchange revenue depending on tier — disclosed up front, not gated behind a sales call.

        Can I switch plans at any time?Yes, you can move between Seed, Growth, and Scale at any time — no long-term contract on any self-serve tier.